TrueLine Credit - Loan Calculator

Loan Parameters

Loan Amount

₹25,000

₹5,000₹2,00,000

Tenure (Days)

30 days

7 days45 days

Daily Interest Rate Your actual rate depends on credit profile and is shown in your KFS.

Processing Fee GST 18% is added on processing fee. Actual fee in KFS.

How Deductions Work

Processing Fee₹750

+ GST on Fee (18%)₹135

= Total Deducted Upfront₹885

Net credited to your bank₹24,115

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Cost Breakdown

Loan Amount Requested₹25,000

Tenure30 days

Daily Rate1.25%/day

Total Interest₹9,375

Processing Fee₹750

GST on Fee (18%)₹135

Total Repayment on Due Date

Principal + Interest (fee deducted upfront)

₹34,375

What You Receive

Loan Amount₹25,000

Less: Processing Fee + GST- ₹885

Net Disbursed to Your Bank

₹24,115

Annual Percentage Rate (APR): —% p.a.

APR is all-inclusive (interest + fees), annualised over the loan tenure. Contingent charges (late payment) are excluded. Actual APR will be specified in your KFS per RBI Digital Lending Guidelines.

Repayment Summary

Disbursement DateToday

Due Date—

Number of Instalments1 (single pay)

Amount Payable on Due Date₹—

Prepayment PenaltyNil

Cooling-off Period3 days (no penalty exit)

⚠️ Disclaimer: All figures are illustrative estimates only. Actual charges, APR, and disbursed amount will be confirmed in your personalised Key Fact Statement (KFS) before loan execution. Rates are 1.00%–1.50%/day based on your credit profile. Lending is subject to RBI Digital Lending Guidelines 2022.

Examples

Sample Loan Scenarios

Representative examples at 1.25% per day and 3% processing fee with 18% GST.

Loan Amount	Tenure	Net Disbursed	Interest	Total Repayment	APR (est.)

*At 1.25% daily rate, 3% processing fee + 18% GST. Illustrative only.